This graph shows the fraction of existing Bitcoin colored by how long ago that Bitcoin was last spent (or moved).
Data from the Bitcoin blockchain as of 2017-06-27.
Bitcoin’s value has soared in the years since it was first traded on an exchange. This has created enormous wealth yet Bitcoin holders may face several problems before realizing the impact in their day-to-day lives:
So perhaps it is not surprising that most Bitcoin sits around. We treat Bitcoin more as a store-of-value than as a currency of exchange.
Higher transaction fees only encourage this assessment.
These unspent billions of dollars of Bitcoin don't have to remain idle. We believe there should be more ways for everyone to put their digital assets to use.
We are building products for long-term digital assets holders who want to put their coins to use, today.
Unchained Capital offers cash loans to US individuals and businesses who can provide Bitcoin as collateral.
We offer $USD loans to individuals and organizations who post Bitcoin as collateral. Because we accept Bitcoin as collateral we can offer a competitive interest rate and enable our clients to realize liquidity without being forced to sell their holdings.
Our offering has several analogues in traditional finance, such as a Securities Backed Line of Credit (SBLOC) and a Home Equity Line of Credit (HELOC).
Today we only accept Bitcoin as collateral, but in the future we will support other digital assets.
Do you hesitate to sell your bitcoin when you need some liquidity? Apply today for a personal loan that will let you keep your bitcoin!
If your firm holds bitcoin but needs working capital, we can help. Contact us to apply for a commercial loan.
Borrow up to $100k without a credit check.
Inclusive of all interest & fees.
Option to renew.
Borrow $1 for every $2 you deposit as collateral.
We use unique per-customer, per-loan multi-signature P2SH addresses for all collateral held in escrow. We use hierarchical deterministic (HD) hardware wallets to store our private keys on hardware devices and we use well-tested, industry-standard open-source software to author and audit our transactions.
We do not operate a network-connected hot wallet of any kind for any purpose.
We employ bank-level security throughout our IT infrastructure in accordance with PCI-compliance standards.
We operate within a secure, private, firewalled network. All data is encrypted en route to/from and within our environment (at motion as well as at rest) using industry-standard AES-256 encryption. We require two-factor authentication (2FA) to access all sensitive resources.
Employees are uniquely identified within our environment by a centralized identity management infrastructure. All access to all systems is controlled by this infrastructure and limited and minimal. We aggressively monitor all traffic to/from and within our environment and keep access, system, and application logs (tied to user/system/employee identifiers) indefinitely.
We maintain an internal security policy and ensure that all personnel are trained to conform to it.
Our hardware wallets are in geographically-separated locations and must be simultaneously accessed to authorize spending. Wallet seeds are stored in physically secure locations separate from the wallets they restore.
Unchained Capital, Inc. is led by startup veterans who are building the next generation of financial products for long-term holders of digital assets. We believe successful financial institutions of the near future will connect the wealth and expertise of established financial markets to the new frontiers being opened up by Bitcoin and its successors.
Blockchains and cryptocurrencies are a whole new ecosystem that exists relatively divorced from traditional markets and spatio-temporal realities. Yet they are still controlled by people, whose trust is the most important piece to the whole process.
We engineer our operations and infrastructure to ensure your privacy and the safety of your assets.
We work closely with our counsel to ensure we are compliant with all necessary state & federal regulations.
We want to build products that we’d be proud to sell to a family member and that encourage healthy long-term investor behavior.
We are a team of entrepreneurs, technologists, investors, data & cryptocurrency nerds.