Get a cryptocurrency-backed loan to fund your investments or pay your expenses—without selling your bitcoin or ethereum.
Crypto-secured loans done right.
Multi-Institution Multi-Signature cold-storage custody for maximum security
Average loan approval within 1 business day
Dedicated collateral addresses on the blockchain for easy monitoring
Experienced client services team always available to help
Multi-Institution, Multi-Signature Collaborative Cold Custody
Three independent key holders collaborate to protect collateral
‣ Collateral is stored in multi-signature addresses requiring 2-of-3 keys to spend
‣ These keys are held by you - the borrower, Unchained, and a third party key agent
‣ No one person or organization is a single point of failure
You help protect your own collateral
‣ Upload a key from your hardware wallet (Trezor or Ledger)
‣ We use this key to build your loan's dedicated on-chain address
‣ Closing or transferring your loan? Co-sign a transaction with us to release your funds.
Recover your collateral if we disappear
‣ We plan on helping you protect your wealth for many years.
‣ In the unlikely scenario that Unchained Capital is unavailable, you will be able to recover your collateral by co-signing with our third party key agent.
We help you protect your wealth
‣ If you lose your key, we will co-sign transactions with the key agent to recover your funds.
‣ In tragic circumstances we can work with your estate to recover your funds.
‣ If you default on a loan, we will co-sign transactions with the key agent to liquidate your funds.
Loan terms that make sense.
Actual loans terms, including the interest rates and origination fees, may vary by state.
Example Terms: A $10,000 loan with an origination fee of 2%, an interest rate of 12%, and an amount financed of $9,800 that is repayable in 36 monthly installments, would have monthly payments of $100.00 and an APR of 12.81%.
Example Terms - Promotional Rate: A $10,000 loan with an origination fee of 2%, an interest rate of 7.99%, and an amount financed of $9,800 that is repayable in 6 monthly installments, would have monthly payments of $66.58 and an APR of 12.13%.
Borrow smarter in 3 quick steps.
Create your profile in minutes.
Answer a few quick questions about your asset holdings. We do not perform hard credit checks.
Apply for an Unchained loan.
Once your profile is approved, you can apply for your loan. Interest rates vary by state.
Get funded and monitor your collateral.
After we receive your approved loan documents, you will be able to easily monitor your collateral throughout your loan term.
A lending platform unlike others.
|Unchained Capital||Other lenders|
|No Hard Credit Check|
|Fast and Responsive Support|
|Public Security Audit|
|Open Source Smart Contracts|
|No Token / Membership|
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