At Unchained Capital, we build products that make cryptocurrencies the most useful assets in the world. Our simple platform and live support can help you apply for a loan and get approved within one business day. Sign up and get a crypto-backed loan today!
No token or membership plan
No hard credit checks
Responsive customer service
Same day funding
‣ Reduce the tax burden created by selling cryptocurrency
‣ Borrow against your crypto to help make a tax payment
‣ Read more on our blog
‣ Fund the purchase of your next home
‣ Invest in rental property or home improvements
‣ With fast close times, a crypto backed loan can be more efficient to fund transactions than traditional lenders
‣ Eliminate costly credit card debt
‣ Simplify payments with just one loan
‣ No credit check required
‣ Fund expansion
‣ Free up working capital
‣ Leverage your fund’s balance sheet through margin financing
Security is the #1 factor you should consider when taking a crypto-backed loan. At Unchained Capital, we store our customers' digital assets in dedicated addresses from our multisignature, cold storage wallet. That means no single-signature, no exchanges, and no 3rd parties are used.
Loans up to $1,000,000 approved within the same business day.
Fill out a secure application that only takes minutes to complete
Once your profile is approved, you can apply for your loan. Interest rates may vary by state.
You'll be allocated a unique address on the blockchain to monitor your collateral during the loan term.
Three independent key holders collaborate to protect collateral
‣ Collateral is stored in multisignature addresses requiring 2-of-3 keys to spend
‣ These keys are held by you - the borrower, Unchained, and a third party key agent
‣ No one person or organization is a single point of failure
You help protect your own collateral
‣ Upload a key from your hardware wallet (Trezor or Ledger)
‣ We use this key to build your loan's dedicated on-chain address
‣ Closing or transferring your loan? Co-sign a transaction with us to release your funds.
Recover your collateral if we disappear
‣ We plan on helping you protect your wealth for many years.
‣ In the unlikely scenario that Unchained Capital is unavailable, you will be able to recover your collateral by co-signing with our third party key agent.
We help you protect your wealth
‣ If you lose your key, we will co-sign transactions with the key agent to recover your funds.
‣ In tragic circumstances we can work with your estate to recover your funds.
‣ If you default on a loan, we will co-sign transactions with the key agent to liquidate your funds.
At Unchained Capital we pride ourselves on being transparent and delivering excellent customer service to individuals and businesses borrowing against their bitcoin and ether.
|Term||Interest Rate (annual)||Origination Fee|
*Standard reference rates apply to loans at 50% loan-to-value (LTV) and $250,000 or below (terms may be negotiated for loans exceeding $250,000).
*Rates may be reduced by 50bps (0.5%) for loans at 35% LTV or lower.
*Actual loans terms, including the interest rates and origination fees, may vary by state.
Example Terms: A $10,000 loan for 1 year with a 9.0% interest rate and a 1% origination fee costs $987.67 with $73.97 in monthly interest payments, and one payment of $10,000 due at maturity with an Annual Percentage Rate (APR) of 9.93%.
Loan terms that make sense.
Actual loans terms, including the interest rates and origination fees, will vary by state.
Unchained is UNcomplicated, refreshingly simple. Top-notch customer service. Super-cold storage. Unchained conveniently facilitates the efficient use of (otherwise idle), signficiant resources (tax-favorably, in my case). A very good alternative. Truly fantastic.
- Personal Loan Customer from Arizona
Thank you very much for your timely and precise answers. I really like your professionalism and customer service. I'm impressed.
- Personal Loan Customer from Florida
Apply for a crypto-secured loan in minutes.